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Terms and Conditions


This legal notice regulates the use of the website , which MAPFRE makes available to internet users.


2.1. The access and use of the Web page are subject to the terms set out in this Legal Notice.
2.2. Access to it implies acceptance of them without reservations.
2.3. You will not use the Website for any purpose that is unlawful or prohibited by these Terms and Conditions. By using the Website you are fully accepting the terms, conditions and disclaimers contained in this notice. If you do not accept these Terms and Conditions you must immediately stop using the Website.


3.1. The contents of the Website do not constitute advice and should not be relied upon in making or refraining from making, any decision.

4. CHANGES TO WEBSITE – The owner of the website reserves the right to:

4.1. Change or remove (temporarily or permanently) the Website or any part of it without notice and you confirm that the owner shall not be liable to you for any such change or removal;
4.2. Change these Terms and Conditions at any time, and your continued use of the Website following any changes shall be deemed to be your acceptance of such change.


The Website may include links to third party websites that are controlled and maintained by others. Any link to other websites is not an endorsement of such websites and you acknowledge and agree that we are not responsible for the content or availability of any such sites.


6.1. All copyright, trade marks and all other intellectual property rights in the Website and its content (including without limitation the Website design, text, graphics and all software and source codes connected with the Website) are owned by or licensed to the owner or otherwise used by the owner as permitted by law.
6.2. In accessing the Website you agree that you will access the content solely for your personal, non-commercial use. None of the content may be downloaded, copied, reproduced, transmitted, stored, sold or distributed without the prior written consent of the copyright holder. This excludes the downloading, copying and/or printing of pages of the Website for personal, non-commercial home use only.


7.1. The Website is provided on an “AS IS” and “AS AVAILABLE” basis without any representation or endorsement made and without warranty of any kind whether express or implied, including but not limited to the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy.
7.2. Both the access to this Website and the use that may be made of the information contained therein is the exclusive responsibility of the person who carries it out. The user will be responsible for all actions performed in the navigation made in it.
7.3. To the extent permitted by law, the owner will not be liable for any indirect or consequential loss or damage whatever (including without limitation loss of business, opportunity, data, profits) arising out of or in connection with the use of the Website.
7.4. The owner makes no warranty that the functionality of the Website will be uninterrupted or error free, that defects will be corrected or that the Website or the server that makes it available are free of viruses or anything else which may be harmful or destructive.
7.5. Nothing in these Terms and Conditions shall be construed so as to exclude or limit the liability of the owner for death or personal injury as a result of the negligence of the owner or that of its employees or agents.


You agree to indemnify and hold the owner and its employees and agents harmless from and against all liabilities, legal fees, damages, losses, costs and other expenses in relation to any claims or actions brought against the owner arising out of any breach by you of these Terms and Conditions or other liabilities arising out of your use of this Website.


The personal data linked to this website meet the requirements of current legislation on protection of personal data. Therefore, our privacy policy complies with Regulation 2016/679 of the European Parliament and the Council of April 27, 2016 (RGPD) and other applicable regulations. OPINNO process the personal data that is collected through this website in compliance with current legislation on data protection. Like this: Inclusion in files is completely voluntary and is duly announced; Files to which personal data are incorporated are discharged from the agencies competent Data Protection, and protected by the security measures provided by the law. The data will only be used for the purpose for which they were collected.

All the people who join the file created may exercise their rights of access, rectification, cancellation and opposition in the manner provided by applicable data protection legislation.

9.1 Responsible for the treatment MAPFRE TECH S.A
9.2. Data Processor ENTREPRENEUR CAPITAL, S.L. with trademark OPINNO® (B85053353) con domicilio en Travesía de Navaluenga número 38, Majadahonda – Madrid Unless otherwise indicated in a different sense, the controller is Opinno the user can go to it at C/Sánchez Pacheco 101, 2nd , Madrid 28002 eft to exercise their rights.
9.3. Rights Access, rectification, deletion, opposition, partial processing and portability of the data.
9.4. Lawfulness of processing

-Processing shall be lawful if the data subject has given consent to the processing of his or her personal data for one or more specific purposes;
-Processing is necessary for compliance with a legal obligation to which the controller is subject;


If any of these Terms and Conditions should be determined to be invalid, illegal or unenforceable for any reason by any court of competent jurisdiction then such Term or Condition shall be severed and the remaining Terms and Conditions shall survive and remain in full force and effect and continue to be binding and enforceable.


These Terms of Use of the Website are governed in each and every one of its extremes by Spanish law. The language of drafting and interpretation of this legal notice is Spanish. This legal notice will not be filed individually for each user, but will remain accessible through the Internet on this Website. Whenever the User is not a consumer or user, and when there is no rule that obliges otherwise, the parties agree to submit to the Courts and Tribunals of Madrid, as this is the place where the contract is entered into, expressly waiving any another jurisdiction that could correspond to them.


These Terms and Conditions shall be governed by and construed in accordance with the laws of Spain and you hereby submit to the exclusive jurisdiction of the Spain court.